Insurance and payment options at Ozark Eye in Pea Ridge, Arkansas

Insurance & payment options.

We accept most major vision and medical plans — and we'll verify your benefits before your visit so there are no surprises.

23+ plans accepted (479) 208-6175
Does Ozark Eye accept my insurance?
We accept most major vision and medical insurance plans. That includes VSP, EyeMed, Blue Cross Blue Shield, Davis Vision, Medicare, Arkansas Medicaid, Superior Vision, Spectera, Anthem, Humana, UnitedHealthcare, Cigna, Aetna, and many more. If you don't see your plan listed, call us at (479) 208-6175 — we'll verify your benefits before your appointment.
Vision & medical plans

Insurance we accept.

We work with most major vision and medical carriers. Coverage details vary by plan — we're happy to confirm yours.

VSP

One of the largest vision plans — routine exams, lenses, and frame allowances.

EyeMed

Vision coverage for exams, glasses, and contact lenses.

Blue Cross Blue Shield

Vision and medical eye care coverage.

Medicare

Medical eye care, diabetic eye exams, and covered conditions.

Arkansas Medicaid

Covered eye care for eligible Arkansas patients.

Davis Vision

Routine vision benefits for exams and eyewear.

Superior Vision

Vision plan coverage for exams and materials.

Anthem / Humana / Cigna

Major medical carriers with vision and medical eye benefits.

UnitedHealthcare / Aetna

Medical eye care and covered diagnostic services.

Don't see your plan? We accept many more, including Spectera, AARP, TriWest, NVA, and others. Call (479) 208-6175 to verify your benefits.

Ways to pay

Flexible payment options.

Whether you're using insurance or paying out of pocket, we keep it straightforward.

01

Insurance

We bill most major vision and medical plans directly. We'll verify your coverage before your visit.

02

Cards & cash

We accept all major credit and debit cards, cash, and check at the time of service.

03

FSA & HSA

Use your Flexible Spending or Health Savings Account for exams, eyewear, and treatments.

04

CareCredit

Financing for larger treatments and eyewear, with flexible monthly payment plans.

05

Self-pay pricing

No insurance? We offer clear, fair self-pay pricing. Ask us for an estimate before your visit.

06

Benefit verification

Our team verifies your coverage and explains your out-of-pocket costs up front.

Good to know

Common billing questions.

How do I know if my insurance covers my visit?+

Call us at (479) 208-6175 with your insurance information and we'll verify your benefits before your appointment — including what's covered and any copay or out-of-pocket cost.

What's the difference between vision and medical insurance?+

Vision plans (like VSP or EyeMed) typically cover routine exams, glasses, and contacts. Medical insurance covers eye health concerns — things like dry eye, infections, diabetic eye exams, and disease management. Some visits use one, some use both. We'll help you understand which applies.

Can I use my FSA or HSA?+

Yes. Flexible Spending Accounts and Health Savings Accounts can be used for eye exams, prescription eyewear, contact lenses, and many treatments. Bring your FSA/HSA card and we'll process it like any other card.

Do you offer payment plans?+

We accept CareCredit, which offers flexible financing for larger treatments and eyewear purchases. Ask our team about options at your visit.

What if I don't have insurance?+

No problem — we welcome self-pay patients and offer clear, fair pricing. Call ahead and we'll give you an estimate so you know what to expect.

Questions about coverage? We'll sort it out.

Call and we'll verify your benefits before you ever step in — so you know exactly what to expect.

Ready when you are

Let's see what good vision can do.

Book online in under a minute, or call us directly. New patients welcome.